Home purchase loans
Explore conventional, FHA, VA, and other home financing options. Understand documentation and pre-approval steps before moving forward.
Review purchase options

LOCAL GUIDANCE. MORE FINANCING OPTIONS.
Residential & commercial financing.
Buying, refinancing, or financing a commercial property? Compare mortgage options with Bennett Capital Partners and move forward with a clearer plan.
Florida mortgage broker, not a lender. Company NMLS #2046862.
YOUR NEXT STEP STARTS HERE
Tell us a little about your financing needs.
MORTGAGE OPTIONS, NOT A ONE-SIZE-FITS-ALL ANSWER
A homebuyer, a self-employed business owner, and a commercial property investor do not need the same financing conversation.
As your Miami mortgage broker, Bennett Capital Partners starts with your property, income documentation, and goals. We review potential options across lending relationships, explain the tradeoffs, and help you understand the next steps.
Tell us about your financing needsWHAT WOULD YOU LIKE TO FINANCE?
Select your goal to start a focused conversation. Program availability depends on borrower, property, and lender eligibility.
Explore conventional, FHA, VA, and other home financing options. Understand documentation and pre-approval steps before moving forward.
Review purchase optionsReview potential term changes, payment goals, or cash-out needs alongside closing costs and your existing mortgage.
Review refinance optionsDiscuss warrantable and non-warrantable condo options, with attention to the borrower and the building’s eligibility.
Review condo optionsFor eligible self-employed borrowers, review alternatives to traditional income documentation, including bank statement programs.
Review income optionsExplore financing for higher-value homes and condos, with loan structure matched to the property and your financial profile.
Review jumbo optionsDiscuss purchase or refinance structures for multifamily, office, retail, industrial, or mixed-use property in Florida.
Review commercial options
MORE THAN A RATE CONVERSATION
A suitable mortgage involves more than a headline rate. We help put the terms, property requirements, and documentation into context.
PLAN WITH YOUR OWN NUMBERS
Use a loan amount, interest-rate assumption, and term of your choice to estimate monthly principal and interest.
This is an educational fixed-rate calculation, not a rate quote, loan offer, or commercial underwriting tool. Taxes, insurance, mortgage insurance, and association dues are not included.
Discuss a complete payment estimateESTIMATED PRINCIPAL & INTEREST
$…Enter your assumptions to calculate.Your total housing payment will be higher when applicable taxes, insurance, mortgage insurance, and HOA dues are added. Actual loan terms and payments may differ.
CLIENT PERSPECTIVES
Short excerpts from client testimonials published on Bennett Capital Partners’ website.
“…followed the deal all the way through closing.”
“…explained everything clearly.”
“…setting clear expectations and providing updates at every step.”
Selected excerpts. Individual experiences vary. Testimonials do not guarantee approval, pricing, timing, or results.
A MORE INFORMED NEXT STEP
Tell us your financing goal and property location. No sensitive documents are needed in this form.
Discuss suitable loan channels, documentation, costs, and the tradeoffs that matter to you.
Choose whether to proceed to a formal application and lender review. Final approval is the lender’s decision.
BASED IN BRICKELL. BUILT AROUND YOUR NEEDS.
Our office is at 1101 Brickell Avenue, Suite 800, in Miami. We help borrowers explore Florida residential and commercial financing with local property considerations in mind.
Whether your property is in Brickell, Downtown Miami, Edgewater, Coral Gables, Coconut Grove, Miami Beach, or another Florida community, start with a conversation about the transaction.
BEFORE YOU GET STARTED
Not sure which program fits? Share your situation and we will help identify what to review.
Ask about my optionsA mortgage broker helps borrowers evaluate loan options from lending sources and coordinates parts of the application process. Bennett Capital Partners is a broker, not a lender. The selected lender makes the final underwriting and approval decisions.
Yes. We review Florida home purchases and refinances, condo and jumbo mortgages, self-employed loan options, and commercial or multifamily property financing. Available programs depend on the borrower, property, and lender’s criteria.
Potential specialty programs may be available. We review the borrower and the condominium project to identify possible lending channels. A building issue does not lead to automatic approval, and not every project will qualify.
We can discuss traditional documentation and, where appropriate, alternatives such as bank statement programs. Lenders still review credit, assets, property, and qualifying income under the selected program.
No. This initial inquiry does not authorize a credit check and does not request a Social Security number or financial documents. A formal application and any required credit authorization are separate steps.
Compare the same loan scenario, including the rate, annual percentage rate, points, fees, term, and any special features. For a refinance, also consider closing costs and how long you expect to keep the loan. An initial estimate is not a commitment or a rate lock.
No. You can discuss your scenario and decide whether to proceed. Mortgage-related charges vary by transaction and lender; applicable fees and compensation are disclosed during the loan process.
YOUR NEXT MOVE DESERVES THE RIGHT CONVERSATION
Residential or commercial. Purchase or refinance.
Tell us what you are working toward.